Conventional Loan No MI
The Gold Standard
Conventional conforming loans are the gold standard in the mortgage industry. With a 20% down payment or more they carry the lowest overall costs of any mortgage.
Conventional Loan with MI
A Great Loan with Less Down
Conventional loans with less than 20% are required to have mortgage insurance. However there are several different ways that you can manage your short and long term payment when it includes MI.
Great Loan for First Time Homebuyers with Less Down
FHA loans are a great option for first time home buyers. They require 3.5% down and allow for a higher debt-to-income ratio than a conventional loan.
Our Best Loan for
Our Best Citizens
VA loans are the best loans in the industry, as they should be! If you are active military, a veteran, or an eligible family member of a veteran you will want to look into a VA loan.
Looking for Your
Mega Dream Home?
Jumbo loans are loan amounts above the conforming limit. These loans are not part of the Fannie/Freddie market and as such have different underwriting requirements.
High Cost Area but
Specific counties allow for an extension of the conforming loan limits. These areas are high cost but Fannie/Freddie allow their qualifying guidelines to be extended.
Are you 62 or older and don't want a mortgage payment?
This loan is for you.
Reverse mortgages are great loans for individuals over the age of 62 that want to have more flexibility in their monthly cash flows.
Is your scenario outside the box? A non-traditional loan
may be right for you.
Have you had significant recent credit issues such as a foreclosure or bankruptcy? Is your income tough to document? Are you a non-US citizen looking to purchase property in the US?